Savings & investments

Multi-support group Assurance-Vie contracts, which present a risk of capital loss, are insured by Prédica, a company governed by the French Insurance Code. The terms of the contracts are included in the information memo. The key information document and information on the investment options are available on the website http://www.predica.com/priips/credit-agricole. You have a legal period of withdrawal of 30 calendar days as of the effective date of establishment of your contract.

French residents : 2013 tax legislation for French residents.

The 2013 tax legislation states that savings products with fixed revenues will have the same rate of tax applied as your income tax rates. Effective from the 01/01/2013, an advance will be deducted at source from the interest earned and will then be taken into account when calculating your tax liability for the year in which you received the interest.