Debit cards

We offer a wide range of both MasterCard and VISA debit cards, dependent on your requirements, to enable you to make payments in person or online, withdraw cash and use 24-hour petrol stations and motorway tolls.

You have the option of immediate or deferred debit payments.  With a deferred debit card (end-of-month debit cards available for French residents only), the total amount of your purchases are grouped together and debited at the end of each month with 0% interest (see 2025 payment calendar). Cash withdrawals are debited immediately from your account.

Good to Know:

Annual fees apply to French debit cards but don’t forget that these cards also come equipped with assistance, basic travel insurance or full travel insurance for yourself and your family (conditions apply). 

Buying online is a convenient way for you to make payments and it’s really important that you can validate your payments securely. 
If you have our Ma Banque app⁽¹⁾, you will use SécuriPass⁽²⁾. 
If you do not use our app, you will use SécuriCode. 

These additional security measures make it much harder for someone to take money from your account without your authority.

Our tips to protect your money

When making an online purchase, remember that if it looks like an amazing deal and too good to be true, it probably is! Don’t validate payments unless you are absolutely sure of the beneficiary. If you are in doubt, do not proceed with the transaction. 

Although online fraud is also a sad fact of life today, there are plenty of things you can do to prevent it – and to protect your money. Read our 10 tips for avoiding online shopping scams here. 

 

Last updated: 10th of March 2025

(1) Free download and access to the Ma Banque application, excluding communication costs according to operators. The use of the application requires the use of a communication terminal compatible with Internet access and a subscription to the Crédit Agricole En Ligne service. Services may vary depending on your Regional Bank. App Store is a trademark registered under the name of Apple Inc.AndroidTM and Google Play are trademarks of Google Inc. 
(2) Sécuripass is a free service (excluding communication costs depending on the operator) requiring the download of the Ma Banque app and a subscription to the Crédit Agricole Online service. Conditions and limits of the service can be found in the General Terms and Conditions of Use available in the Ma Banque app or on request from your branch.